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Terms of Use

Terms of Use

Welcome to our website. If you continue to browse and use this website you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern COMPANY’s relationship with you in relation to this website.The term ‘COMPANY’ or ‘us’ or ‘we’ refers to the owner of the website whose registered office is listed below. The term ‘you’ refers to the user or viewer of our website.The use of this website is subject to the following terms of use:

  • The content of the pages of this website is for your general information and use only. It is subject to change without notice.
  • Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
  • Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
  • This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
  • All trade marks reproduced in this website which are not the property of, or licensed to, the operator are acknowledged on the website.
  • Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence.
  • From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
  • You may not create a link to this website from another website or document without COMPANY’s prior written consent.
  • Your use of this website and any dispute arising out of such use of the website is subject to the laws of the United States of America.

This policy was last modified on 5/6/2012

Posting Policy

All comments and replies submitted will  be moderated by the COMPANY.  There is a zero tolerance policy for profanity, racial or ethnic slurs, personal attacks, or bullying.

Any response or comment submitted on this website becomes sole property of COMPANY to administer or use as they see fit.  The COMPANY reserves the right to edit or delete any posting or portion of a posting to this site, with or without cause.

  • Posts will only be published if they add substance to the topic of discussion.
  • Off-topic discussions will either be redirected to the proper category or deleted.
  • Personal comments to the author are welcome via email links
  • Redirection to the poster’s affiliate links will be deleted.
  • Backlinks are welcome, but only for authors and respondents who add substance to the particular topic under discussion.
  • All provided links and email addresses will be verified prior to publishing approval.
  • Any spam, misdirected links, or improper email redirection will be discarded.
  • The litmus test for any content is that it provides intelligent discourse, seeks to provoke thoughtful discussion, and most of all, respects the views and opinions of others.

Contacting Us

If there are any questions regarding this policy you may contact us using the information below.

http://infoaboutanything.com

Richard Moyer
Spaho Consulting3728 Stoughton Rd

Collegeville, PA 19426

USA

rich@spahoconsulting.org

Privacy Policy

Privacy Policy

What information do we collect?

We collect information from you when you register on our site, place an order, subscribe to our newsletter, respond to a survey or fill out a form.

When ordering or registering on our site, as appropriate, you may be asked to enter your: name, e-mail address, mailing address, phone number or credit card information. You may, however, visit our site anonymously.

Google, as a third party vendor, uses cookies to serve ads on your site. Google’s use of the DART cookie enables it to serve ads to your users based on their visit to your sites and other sites on the Internet. Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy..

What do we use your information for?

Any of the information we collect from you may be used in one of the following ways:

; To personalize your experience

(your information helps us to better respond to your individual needs)

; To improve our website

(we continually strive to improve our website offerings based on the information and feedback we receive from you)

; To improve customer service

(your information helps us to more effectively respond to your customer service requests and support needs)

; To process transactions

Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service requested.

; To send periodic emails

The email address you provide for order processing, will only be used to send you information and updates pertaining to your order.

How do we protect your information?

We implement a variety of security measures to maintain the safety of your personal information when you place an order or enter, submit, or access your personal information.

We offer the use of a secure server. All supplied sensitive/credit information is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our Payment gateway providers database only to be accessible by those authorized with special access rights to such systems, and are required to?keep the information confidential.

After a transaction, your private information (credit cards, social security numbers, financials, etc.) will not be kept on file for more than 60 days.

Do we use cookies?

Yes (Cookies are small files that a site or its service provider transfers to your computers hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information

We use cookies to help us remember and process the items in your shopping cart and compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future. We may contract with third-party service providers to assist us in better understanding our site visitors. These service providers are not permitted to use the information collected on our behalf except to help us conduct and improve our business.

Do we disclose any information to outside parties?

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Third party links

Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

California Online Privacy Protection Act Compliance

Because we value your privacy we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We therefore will not distribute your personal information to outside parties without your consent.

Childrens Online Privacy Protection Act Compliance

We are in compliance with the requirements of COPPA (Childrens Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.

 

Online Privacy Policy Only

This online privacy policy applies only to information collected through our website and not to information collected offline.

Terms and Conditions

Please also visit our Terms and Conditions section establishing the use, disclaimers, and limitations of liability governing the use of our website at Terms of Use.

Your Consent

By using our site, you consent to our privacy policy.

Changes to our Privacy Policy

If we decide to change our privacy policy, we will post those changes on this page, and/or update the Privacy Policy modification date below.

This policy was last modified on 5/6/2012

Contacting Us

If there are any questions regarding this privacy policy you may contact us using the information below.

http:/infoaboutanything.com/

Richard Moyer

Spaho Consulting

3728 Stoughton Rd

Collegeville, PA 19426

USA

rich@spahoconsulting.org

This policy is powered by Trust Guard, your PCI compliance authority.

Welcome to Life Balance eBooks Store

Welcome to Life Balance eBook Store. This is your first post.

Just a reminder: this is a moderated site. All posts, replies, and comments must be approved before being publicly posted.

We invite comment and discussion, but for the benefit of others who are reading these posts, any response should contribute the the discussion and provide intellectual value.

The administrator reserves the right to filter, correct, modify, or delete any material posted at any time.

There is a zero tolerance policy in place for foul language and malicious comments or slurs against any person, nationality, race, political, sexual or any other group or individual. These comments will be edited or deleted. The administrator reserves the right to block the IP address of violators for future posts.

Spam is a waste of the administrator’s and reader’s time. Spam filtering software is in place that flags probable spam posts and puts them in the administrator’s approval queue. Changing the name on the reply does nothing: filtering is done at the source IP level. Multiple submissions of the same message from the same source IP will be deleted.

The way to establish a back link connection with this site is to establish a mutual exchange relationship with the ADMINISTRATOR. If you wish to exchange backlinks with this site, please contact the administrator at rich@spahoconsulting.org. We will consider backlinks if on topic, and any proposed product, idea, or subscription is not in conflict with the policies for this site, and by virtue of redirection, detract or distract the reader from utilizing our own advertisers for which affiliate relationships have been established. Only messages containing approved backlinks will display a URL for the approved backlink site. All other URL’s and email addresses, including those within the text of your reply will be deleted before the reply is posted. First and foremost, this site must pay to keep the lights on. At this point, it has not been able to earn its keep, so do not steal away any advertising revenue, because that is what keeps this site going.

Now that all the nasty stuff has been said, PLEASE PARTICIPATE AND CONTRIBUTE TO THE SUBSTANCE AND INTELLECTUAL VALUE OF THESE DISCUSSIONS! Guest contributors of content are welcome, and mutual exchange of material will be considered.

Rich and Barb Moyer
LifeBalanceNetwork.net
ebooks@spahoconsulting.org

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